.ovcpf, .ovcpf * { box-sizing: border-box; }
.ovcpf [hidden] { display: none !important; }
.ovcpf .hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.ovcpf { margin: 0; font-family: 'Montserrat', 'Helvetica Neue', Arial, sans-serif; color: #16203a; font-size: 14px; line-height: 1.55; }
.ovcpf a { color: #ff4d00; } .ovcpf a:hover { color: #0d2442; }

.ovcpf .hero { background: #0d2442; color: #fff; padding: 44px 24px 56px; }
.ovcpf .hero .in { max-width: 860px; margin: 0 auto; }
.ovcpf .hero .chip { display: inline-block; margin-bottom: 28px; }
.ovcpf .hero .chip img { height: 40px; display: block; }
.ovcpf .eyebrow { font-size: 11px; letter-spacing: 4px; text-transform: uppercase; color: #ff4d00; font-weight: 700; margin: 0 0 14px; }
.ovcpf .hero h1 { font-size: 36px; line-height: 1.1; font-weight: 800; letter-spacing: -0.6px; margin: 0 0 14px; max-width: 620px; color: #fff; }
.ovcpf .hero p { color: #9db8d6; font-size: 15px; max-width: 620px; margin: 0; }
.ovcpf .hero .rule { width: 56px; height: 4px; background: #ff4d00; margin: 22px 0 0; }

.ovcpf .progress { position: sticky; top: 0; z-index: 10; background: #fff; border-bottom: 1px solid #e7ebf2; }
.ovcpf .progress .in { max-width: 860px; margin: 0 auto; padding: 12px 24px; display: flex; align-items: center; gap: 14px; font-size: 12px; font-weight: 700; color: #74809a; }
.ovcpf .progress .track { flex: 1; height: 6px; background: #e7ebf2; border-radius: 999px; overflow: hidden; }
.ovcpf .progress .fill { height: 100%; width: 0; background: #ff4d00; border-radius: 999px; transition: width .3s; }
.ovcpf .progress .save { color: #16915a; font-weight: 700; min-width: 90px; text-align: right; }

.ovcpf main { max-width: 860px; margin: 24px auto 60px; padding: 0 24px; }
.ovcpf section.card { background: #fff; border: 1px solid #e7ebf2; border-radius: 14px; padding: 28px 30px; margin-bottom: 18px; box-shadow: 0 4px 18px rgba(13,36,66,.05); }
.ovcpf .card-h { display: flex; align-items: baseline; gap: 12px; margin: 0 0 6px; }
.ovcpf .card-h .n { font-size: 11px; letter-spacing: 2.5px; text-transform: uppercase; color: #ff4d00; font-weight: 800; }
.ovcpf .card-h h2 { font-size: 19px; color: #0d2442; font-weight: 800; margin: 0; letter-spacing: -0.3px; }
.ovcpf .card-sub { color: #74809a; font-size: 13px; margin: 0 0 20px; }
.ovcpf .ex { color: #74809a; font-size: 12px; margin: -12px 0 18px; }
.ovcpf .ex b { color: #45526e; font-weight: 700; }

.ovcpf .grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 16px 18px; }
.ovcpf .grid .full { grid-column: 1 / -1; }
@media (max-width: 640px) { .ovcpf .grid { grid-template-columns: 1fr; } .ovcpf section.card { padding: 22px 18px; } .ovcpf .hero h1 { font-size: 28px; } }

.ovcpf label { display: block; font-size: 12px; font-weight: 700; color: #0d2442; margin-bottom: 6px; letter-spacing: .1px; }
.ovcpf label .req { color: #ff4d00; }
.ovcpf label .opt { color: #9aa6bd; font-weight: 600; }
.ovcpf .hint { display: block; font-size: 11.5px; color: #74809a; font-weight: 500; margin-top: 2px; }
.ovcpf input[type=text], .ovcpf input[type=email], .ovcpf input[type=tel], .ovcpf input[type=url], .ovcpf input[type=number], .ovcpf select, .ovcpf textarea {
  width: 100%; font: inherit; font-size: 14px; color: #16203a; background: #f7f9fc; border: 1px solid #d9e0ea; border-radius: 9px;
  padding: 11px 13px; outline: none; transition: border-color .15s, box-shadow .15s, background .15s; }
.ovcpf textarea { min-height: 96px; resize: vertical; line-height: 1.5; }
.ovcpf textarea.tall { min-height: 260px; }
.ovcpf input:focus, .ovcpf select:focus, .ovcpf textarea:focus { border-color: #ff4d00; background: #fff; box-shadow: 0 0 0 3px rgba(255,77,0,.14); }
.ovcpf input::placeholder, .ovcpf textarea::placeholder { color: #a3aec3; }
.ovcpf .invalid input, .ovcpf .invalid textarea, .ovcpf .invalid select { border-color: #d64545; background: #fff5f5; }
.ovcpf .err { display: none; color: #b42318; font-size: 11.5px; font-weight: 700; margin-top: 5px; }
.ovcpf .invalid .err { display: block; }

.ovcpf .seg { display: flex; gap: 8px; flex-wrap: wrap; }
.ovcpf .seg label { margin: 0; }
.ovcpf .seg input { position: absolute; opacity: 0; pointer-events: none; }
.ovcpf .addon { display: flex; align-items: flex-start; gap: 12px; margin-top: 14px; padding: 12px 14px; background: #fff; border: 1px solid #d9e0ea; border-radius: 10px; cursor: pointer; }
.ovcpf .addon input { width: 20px; height: 20px; margin: 2px 0 0; accent-color: #ff4d00; flex: none; cursor: pointer; }
.ovcpf .addon .t { font-size: 13.5px; font-weight: 800; color: #0d2442; }
.ovcpf .addon .s { display: block; font-size: 12px; color: #74809a; font-weight: 500; margin-top: 2px; }
.ovcpf .addon:has(input:checked) { border-color: #ff4d00; box-shadow: 0 0 0 3px rgba(255,77,0,.14); }
.ovcpf .seg span { display: inline-block; padding: 9px 16px; border: 1px solid #d9e0ea; border-radius: 999px; font-size: 13px; font-weight: 700; color: #45526e; background: #f7f9fc; cursor: pointer; }
.ovcpf .seg input:checked + span { background: #0d2442; color: #fff; border-color: #0d2442; }
.ovcpf .seg input:focus-visible + span { box-shadow: 0 0 0 3px rgba(255,77,0,.25); }

.ovcpf .rows { display: flex; flex-direction: column; gap: 10px; }
.ovcpf .row { display: grid; grid-template-columns: minmax(0,1fr) auto; gap: 8px; align-items: start; }
.ovcpf .row .rm { border: 1px solid #d9e0ea; background: #fff; color: #74809a; border-radius: 9px; width: 42px; height: 42px; cursor: pointer; font-size: 18px; line-height: 1; }
.ovcpf .row .rm:hover { color: #b42318; border-color: #f3c1c1; }
.ovcpf .add { margin-top: 10px; background: none; border: 1px dashed #c6cfdc; color: #0d2442; font: inherit; font-size: 12.5px; font-weight: 700; padding: 9px 14px; border-radius: 9px; cursor: pointer; }
.ovcpf .add:hover { border-color: #ff4d00; color: #ff4d00; }

.ovcpf .note { background: #f7f9fc; border: 1px solid #e7ebf2; border-radius: 10px; padding: 14px 16px; font-size: 12.5px; color: #45526e; margin-top: 18px; }
.ovcpf .note strong { color: #0d2442; }

.ovcpf .submit { background: #0d2442; color: #fff; border-radius: 14px; padding: 28px 30px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 18px; }
.ovcpf .submit h3 { margin: 0 0 4px; font-size: 17px; font-weight: 800; color: #fff; }
.ovcpf .submit p { margin: 0; color: #9db8d6; font-size: 13px; }
.ovcpf .actions { display: flex; gap: 10px; flex-wrap: wrap; }
.ovcpf .btn { font: inherit; font-weight: 800; font-size: 14px; border-radius: 999px; padding: 13px 24px; cursor: pointer; border: 1px solid transparent; }
.ovcpf .btn.primary { background: #ff4d00; color: #fff; }
.ovcpf .btn.primary:hover { background: #e64500; }
.ovcpf .btn.ghost { background: transparent; color: #dbe6f4; border-color: #3a5678; }
.ovcpf .btn.ghost:hover { border-color: #fff; color: #fff; }
.ovcpf .btn[disabled] { opacity: .6; cursor: default; }
.ovcpf .toast { display: none; margin-top: 14px; border-radius: 10px; padding: 12px 16px; font-size: 13px; font-weight: 700; }
.ovcpf .toast.ok { display: block; background: #e9f6ee; color: #157a4d; }
.ovcpf .toast.bad { display: block; background: #fdeceb; color: #b42318; }
.ovcpf .legal { text-align: center; color: #9aa6bd; font-size: 11px; margin-top: 26px; }

.ovcpf .done { display: none; background: #fff; border: 1px solid #e7ebf2; border-radius: 14px; padding: 40px 30px; text-align: center; }
.ovcpf .done .tick { width: 56px; height: 56px; border-radius: 50%; background: #e9f6ee; color: #157a4d; font-size: 28px; line-height: 56px; margin: 0 auto 16px; font-weight: 900; }
.ovcpf .done h2 { color: #0d2442; font-size: 22px; margin: 0 0 8px; }
.ovcpf .done p { color: #45526e; max-width: 480px; margin: 0 auto 20px; }
.ovcpf.submitted form { display: none; } .ovcpf.submitted .done { display: block; }

@media print { .ovcpf .progress, .ovcpf .submit, .ovcpf .add, .ovcpf .rm { display: none !important; } .ovcpf section.card { box-shadow: none; break-inside: avoid; } .ovcpf main { margin-top: 20px; } }